Class Eligibility

You are a member of the Settlement Class if you:

Were a borrower on a Bank of America account or Bank of America-serviced account and your consumer credit information was accessed by Bank of America through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, and at a time when the account met any one of the following criteria:

      the account was closed with a zero balance;
      the account had been sold or transferred to a third party; or
      the debt on the account had been discharged in bankruptcy.

Estimated Amount

Varies

Each class member will receive a pro rata share of the total settlement pool

Proof of Purchase

Bank Account #

Case Name

Pastor v. Bank of America, N.A., N.D. CA
Case No. 3:15-cv-03831-VC
United States District Court for the Northern District of California.

Case Summary

The lawsuit concerns whether Bank of America impermissibly accessed consumer credit reports to conduct Account Review Inquiries of Bank of America customers after their account relationships with Bank of America allegedly had ended

Settlement Pool

$1,645,000

Deadline

11/14/2017

Contact


Bank of America FCRA Settlement
P.O. Box 404023
Louisville, KY 40233-4023
1-844-200-9297
info@PastorBANAFCRASettlement.com

26 responses to “Bank of America Unauthorized Credit Report Class Action Settlement”

  1. norman pontes says:

    impermissibly credit reports on accounts

  2. norman pontes says:

    yes I quailify

    ADMIN – Hi Norman,

    Fantastic, if you qualify please file a claim

  3. emmery clarke says:

    i am contacting for a setlement for bank america because they owes my name money iturn 25,000 of loomis

    ADMIN – Hi Emmery,

    I have no idea what you are trying to say.

  4. jim says:

    How do you find out if they did this to you?

    ADMIN – Hi Jim,

    Your credit report shows who has pulled your info.

  5. Kimberly Robertson says:

    Hi how do you get your bank number if the account is closed?

    ADMIN – Hi Kimberly,

    You can go to your nearest B of A and ask them to look up your account. Also, your credit report includes account info.

  6. Dianna Nordwall says:

    Please let me know if my credit report was pulled. Thank you.

    Dianna

    ADMIN – Hi Dianna,

    I can’t do that

  7. Alfredo S. Tobias says:

    Mine is worst . My credit report was sent to my son. His name is Alfred . My name is Alfredo. I called B of A at that time – they do not seem to be bothered. Also my son has a different middle name . We only have similar last names.

  8. johnathan says:

    i dont have my old bank account # but i am sure i qualify for this claim

    ADMIN – Hi Jonathan,

    Visit your nearest bank and ask them to research your account number. You cannot file without it.

  9. Alfredo S. Tobias says:

    What if U changed ur address by then.
    How do I changed address? Can Not find where
    To click.

    ADMIN – Hi Alfredo,

    Address changes are reported to the class action administrator via snail mail using the address provided above.

  10. Mary Provance says:

    I have a credit card and they have been dishonest with my account I am trying to pay off.

    ADMIN – Hi Mary,

    This is not related to credit cards.

  11. BettyVita. AKA Betty Peplow says:

    Yes, I am sure that they pulled my credit report in 2011 or 2012

    ADMIN – Hi Betty,

    If you are sure you are a class member by all means file a claim.

  12. Jeremiah Michael Bennett says:

    Bank of america did this to me but it was 2 months before August 21,2010 does this mean i cant do anything

    ADMIN – Hi Jeremiah,

    Correct.

  13. Mary Lewis says:

    I had an account with this company

    ADMIN – Hi Mary,

    Did you have a loan within the qualified period? If you did you are a class member.

  14. Kaneika says:

    How can I obtain that Bank of America account number since it has been since 2011?

    ADMIN – Hi Kaneika,

    I believe your branch keeps records.

  15. Michele says:

    If I’m a shareholder of B of A and I also fall under the criteria of the lawsuit can I file a claim as well or since I am a shareholder I’m exempt from filing a claim?

    ADMIN – Hi Michele,

    It does not seem to have an exception for shareholder

    You are a member of the Settlement Class if you:
    Were a borrower on a Bank of America account or Bank of America-serviced account and
    Your consumer credit information was accessed by Bank of America through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, and at a time when the account met any one of the following criteria:
    the account was closed with a zero balance;
    the account had been sold or transferred to a third party; or
    the debt on the account had been discharged in bankruptcy.

  16. Mary says:

    I recieved a post card in the mail regarding this settlement. I returned it, but is there a way to confirm its been recieved?

    ADMIN – Hi Mary,

    You can try calling the class action administrator.

  17. abe scott says:

    add name to list

    ADMIN – Hi Abe,

    I can’t, you must file a claim.

  18. Paul Hollis says:

    Does this apply to B of A credit card accts as well?

    ADMIN – Hi Paul,

    I don’t think so.

  19. DarleneTaylor says:

    my credit report was pulled

  20. Helen says:

    i don’t understand this claim. how do i know if i qualify?

    ADMIN – Hi Helen,

    Read the section titled class eligibility. If you meet the criteria set forth you are a class member.

  21. G says:

    I had a mortgage through BofA and I’m sure my credit report was pulled, but I don’t have a bank account #?

    ADMIN – Hi G,

    If you get a copy of your credit report you can see when and who pulled your report.

  22. Kathy Conway says:

    Does this apply to people who had mortgages with Bank of America? Or is it only bank accounts??

    ADMIN – Hi Kathy,

    A mortgage is a loan. If it meets all the other requirements set forth in the class eligibility section chances are you are a class member.

  23. Arthur Anderson says:

    Loan # or checking account # or both?

    ADMIN – Hi Arthur,

    A loan.

  24. Bobby says:

    I was a previous account holder with BOA up till a few years back when the branch I opened and maintained an account at was purchased bu another bank. I was sold to the other financial institution. Could I qualify for the above mentioned lawsuit?

    ADMIN – Hi Bobby,

    You are a member of the Settlement Class if you:

    Were a borrower on a Bank of America account or Bank of America-serviced account and your consumer credit information was accessed by Bank of America through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, and at a time when the account met any one of the following criteria:
    the account was closed with a zero balance;
    the account had been sold or transferred to a third party; or
    the debt on the account had been discharged in bankruptcy.

  25. MARIA MCMILLAN says:

    I had several credit cards and other transactions with them and they presently still run credit reports without my consent.

    ADMIN – Hi Maria,

    That probably makes you a class member.

  26. Chad says:

    Hi, ADMIN.. I don’t understand from reading comments.. Can you please suggest how I can determine whether or not I am effected by this? I currently have several Bank of America credit cards, but I have also canceled some cards over the years. I can check my credit report.. but what should I be looked for on my credit report considering that I currently own some Bank of America credit cards, but also had some in the past that I canceled. Look forward to your reply.

    ADMIN – Hi Chad,

    If you have active accounts with the bank they are allowed to check your credit.

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