Class Eligibility

You are a member of the Settlement Class if you:

Were a borrower on a Bank of America account or Bank of America-serviced account and your consumer credit information was accessed by Bank of America through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, and at a time when the account met any one of the following criteria:

      the account was closed with a zero balance;
      the account had been sold or transferred to a third party; or
      the debt on the account had been discharged in bankruptcy.

Estimated Amount

Varies

Each class member will receive a pro rata share of the total settlement pool

Proof of Purchase

Bank Account #

Case Name

Pastor v. Bank of America, N.A., N.D. CA
Case No. 3:15-cv-03831-VC
United States District Court for the Northern District of California.

Case Summary

The lawsuit concerns whether Bank of America impermissibly accessed consumer credit reports to conduct Account Review Inquiries of Bank of America customers after their account relationships with Bank of America allegedly had ended

Settlement Pool

$1,645,000

Deadline

11/14/2017

Contact


Bank of America FCRA Settlement
P.O. Box 404023
Louisville, KY 40233-4023
1-844-200-9297
info@PastorBANAFCRASettlement.com

41 responses to “Bank of America Unauthorized Credit Report Class Action Settlement”

  1. norman pontes says:

    impermissibly credit reports on accounts

  2. norman pontes says:

    yes I quailify

    ADMIN – Hi Norman,

    Fantastic, if you qualify please file a claim

  3. emmery clarke says:

    i am contacting for a setlement for bank america because they owes my name money iturn 25,000 of loomis

    ADMIN – Hi Emmery,

    I have no idea what you are trying to say.

    • Daron Thomas Knight says:

      I received an claim card by mail to:3750 modlin way Sacramento Ca, 95838. Yet there where no contact an or information where to file claim?
      Daron Thomas Knight
      510-447-3390
      notoriousscoop@gmail.com

      ADMIN – Hi Daron,

      You file a claim online using the link we provide above.

  4. jim says:

    How do you find out if they did this to you?

    ADMIN – Hi Jim,

    Your credit report shows who has pulled your info.

  5. Kimberly Robertson says:

    Hi how do you get your bank number if the account is closed?

    ADMIN – Hi Kimberly,

    You can go to your nearest B of A and ask them to look up your account. Also, your credit report includes account info.

  6. Dianna Nordwall says:

    Please let me know if my credit report was pulled. Thank you.

    Dianna

    ADMIN – Hi Dianna,

    I can’t do that

  7. Alfredo S. Tobias says:

    Mine is worst . My credit report was sent to my son. His name is Alfred . My name is Alfredo. I called B of A at that time – they do not seem to be bothered. Also my son has a different middle name . We only have similar last names.

  8. johnathan says:

    i dont have my old bank account # but i am sure i qualify for this claim

    ADMIN – Hi Jonathan,

    Visit your nearest bank and ask them to research your account number. You cannot file without it.

  9. Alfredo S. Tobias says:

    What if U changed ur address by then.
    How do I changed address? Can Not find where
    To click.

    ADMIN – Hi Alfredo,

    Address changes are reported to the class action administrator via snail mail using the address provided above.

  10. Mary Provance says:

    I have a credit card and they have been dishonest with my account I am trying to pay off.

    ADMIN – Hi Mary,

    This is not related to credit cards.

  11. BettyVita. AKA Betty Peplow says:

    Yes, I am sure that they pulled my credit report in 2011 or 2012

    ADMIN – Hi Betty,

    If you are sure you are a class member by all means file a claim.

  12. Jeremiah Michael Bennett says:

    Bank of america did this to me but it was 2 months before August 21,2010 does this mean i cant do anything

    ADMIN – Hi Jeremiah,

    Correct.

  13. Mary Lewis says:

    I had an account with this company

    ADMIN – Hi Mary,

    Did you have a loan within the qualified period? If you did you are a class member.

  14. Kaneika says:

    How can I obtain that Bank of America account number since it has been since 2011?

    ADMIN – Hi Kaneika,

    I believe your branch keeps records.

  15. Michele says:

    If I’m a shareholder of B of A and I also fall under the criteria of the lawsuit can I file a claim as well or since I am a shareholder I’m exempt from filing a claim?

    ADMIN – Hi Michele,

    It does not seem to have an exception for shareholder

    You are a member of the Settlement Class if you:
    Were a borrower on a Bank of America account or Bank of America-serviced account and
    Your consumer credit information was accessed by Bank of America through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, and at a time when the account met any one of the following criteria:
    the account was closed with a zero balance;
    the account had been sold or transferred to a third party; or
    the debt on the account had been discharged in bankruptcy.

  16. Mary says:

    I recieved a post card in the mail regarding this settlement. I returned it, but is there a way to confirm its been recieved?

    ADMIN – Hi Mary,

    You can try calling the class action administrator.

  17. abe scott says:

    add name to list

    ADMIN – Hi Abe,

    I can’t, you must file a claim.

  18. Paul Hollis says:

    Does this apply to B of A credit card accts as well?

    ADMIN – Hi Paul,

    I don’t think so.

  19. DarleneTaylor says:

    my credit report was pulled

  20. Helen says:

    i don’t understand this claim. how do i know if i qualify?

    ADMIN – Hi Helen,

    Read the section titled class eligibility. If you meet the criteria set forth you are a class member.

  21. G says:

    I had a mortgage through BofA and I’m sure my credit report was pulled, but I don’t have a bank account #?

    ADMIN – Hi G,

    If you get a copy of your credit report you can see when and who pulled your report.

  22. Kathy Conway says:

    Does this apply to people who had mortgages with Bank of America? Or is it only bank accounts??

    ADMIN – Hi Kathy,

    A mortgage is a loan. If it meets all the other requirements set forth in the class eligibility section chances are you are a class member.

  23. Arthur Anderson says:

    Loan # or checking account # or both?

    ADMIN – Hi Arthur,

    A loan.

    • Yolanda Greenhalgh says:

      Bank of America closed my credit card account after they reviewed my credit history. At the time I made credit card payments on time and paid over the minimum account required. My credit card was up to the limit closed to $3,000 and when B of A closed my account, I paid it in full. Was the amount due closed to $3,000 was money I owed the bank and wouldn’t it be considered a loan?

      ADMIN – Hi Yolanda,

      If they pulled your credit while you had a relationship with them you don’t have a basis to participate.

  24. Bobby says:

    I was a previous account holder with BOA up till a few years back when the branch I opened and maintained an account at was purchased bu another bank. I was sold to the other financial institution. Could I qualify for the above mentioned lawsuit?

    ADMIN – Hi Bobby,

    You are a member of the Settlement Class if you:

    Were a borrower on a Bank of America account or Bank of America-serviced account and your consumer credit information was accessed by Bank of America through an Account Review Inquiry during the period August 21, 2010 through July 7, 2017, and at a time when the account met any one of the following criteria:
    the account was closed with a zero balance;
    the account had been sold or transferred to a third party; or
    the debt on the account had been discharged in bankruptcy.

  25. MARIA MCMILLAN says:

    I had several credit cards and other transactions with them and they presently still run credit reports without my consent.

    ADMIN – Hi Maria,

    That probably makes you a class member.

  26. Chad says:

    Hi, ADMIN.. I don’t understand from reading comments.. Can you please suggest how I can determine whether or not I am effected by this? I currently have several Bank of America credit cards, but I have also canceled some cards over the years. I can check my credit report.. but what should I be looked for on my credit report considering that I currently own some Bank of America credit cards, but also had some in the past that I canceled. Look forward to your reply.

    ADMIN – Hi Chad,

    If you have active accounts with the bank they are allowed to check your credit.

  27. Gloria Cunningham says:

    Bank of America not only offered me to refinance my house but I was also employed with them form 1987 to 1998. Then after they made the offer sold my loan to another lender. Reaping what you sow,

    ADMIN – Hi Gloria,

    How did they cheat you. selling a loan is a common and legal practice.

  28. Angela says:

    What if the inquiry was disputed with credit bureaus (because not authorized) and removed by credit bureau; how would one obtain the account number?

    ADMIN – Hi Angela,

    The inquiry is not associated to specific accounts. Instead, the inquiry simply reads Bank of America. The account # connected to the issue in question can be located by looking at your personal records or reaching out to your local branch and asking them for your history. The account could also appear on your credit as a loan which cannot be removed through the dispute process.

  29. Jessica Villa says:

    I had my mortgage through BOA and it was sold without me knowing while I was in the process of a loan modification with them. do I qualify? that was back in 2005 or so … how can I get that loan #

    ADMIN – Hi Jessica,

    You qualify if they pulled a credit report on you after selling your account.

  30. Yolanda Greenhalgh says:

    Hi again,

    In reviewing my comment, I realized that I don’t qualify to be included in the class law suit because BOA pulled my credit report while my credit card relationship was still in effect. However, I think that a credit card account should be considered a loan, BOA pays for purchases made by the customer before the customer pays back the amount BOA has paid for purchases made on the credit card, therefore making a loan to the customer… in my opinion.

    ADMIN – Hi Yolanda,

    I agree with you but I don’t think the agreement interprets the class as such.

  31. Kathleen Brant says:

    When do settlements get paid out? I sent two postcards in since being married there were two people affected.

    ADMIN – Hi Kathleen,

    Settlements are only paid until the deadline has passed and all appeals have cleared.

  32. Willette Natasha Bolden says:

    Not only did BOA pull my credit report they also are trying to foreclose on my home for 8K debt that I paid in advance. The never applied the payments to my account and sent me a 5K check stating I overpaid.

    ADMIN – Hi Willete,

    I believe mortgages have rules about partial payments where they are authorized to return the monies if it does not cover the totality of the delinquent debt.

  33. nat says:

    I had an account with them years ago that was closed and i paid off but they still ran a credit report on me on my credit score that i can see but i no longer have that account number is there any way i could file?

    ADMIN – Hi Nat,

    Your credit report should include the account #

  34. Daniel Fredriksen says:

    I believe I qualify for this class action suit. I had a first mortgage and a home equity loan with Bank of America. The home equity loan was discharged in bankruptcy and the first mortgage was sold by short sale after my bankruptcy.

    ADMIN – Hi Daniel,

    Did they pull a credit report on you after the loan was discharged? If they did you may be a class member.

  35. John D’Augustine says:

    We paid off our mtg with BOA in early 2016. I haven’t explored whether or not they have pulled a credit report on us but since we have open checking & savings accounts wouldn’t that prevent us from having any claim??

    ADMIN – Hi John,
    Correct.

  36. Rhonda says:

    I know they pulled my credit but can’t remember when

    ADMIN – Hi Rhonda,

    Just look in your credit report. Pulls are listed at the bottom.

  37. Jaime Giglio says:

    So when BOA switched me to Berkshire bank, that is part of the claim?

    ADMIN – Hi Jaime,

    No, Bank of America has the right to sell your debt to whoever they select as long as the terms remain the same. This is about B of A pulling your credit after you had no relationship with them.

  38. Kasara says:

    What if I still have an account with Bank of America but they did credit reports without my consent.

    ADMIN – Hi Kasara,

    If you currently have a debt to the bank they can pull your report whenever they please. You have already given them permission.

  39. Lizeth Ramirez says:

    I don’t have handy my old account number but I am sure I qualify.

    ADMIN – Hi Lizeth,

    If you believe you are a class member it would behoove you to secure it via your bank so you may file a claim.

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