Harris Bank Overdraft Settlement

The settlement covers Harris Bank consumer accounts holders, between 4/23/2004 and 10/4/2012, with debit cards who paid overdraft fees as a result of Citizen’s practice of posting Debit Card Transactions from the highest value transactions to the lowest value transactions.

And Harris Bank consumer accounts opened in Illinois with a Harris Bank Debit card, between April 23, 2000 and October 4, 2012, who paid overdraft fees as a result of Citizen’s practice of posting Debit Card Transactions from the highest value transactions to the lowest value transactions.

Most claims will be paid automatically, except claims from Harris Bank Accounts opened in Illinois between 4/23/2000 and 9/4/2003, which will require you to file a claim form.

$50

The settlement does not provide any estimate of the claim amount. This guesstimate is based on the claim amount and the number of claims we estimate are likely to be filed.

The plaintiffs alleged that Citizens Bank was charging excessive overdraft fees by charging amounts to accounts from the highest value to the lowest value, which would lead to higher overdraft fees than doing the reverse.