Class Eligibility

All borrowers in the United States who, from January 1, 2008 to August 9, 2017 (“Settlement Class Period”), inclusive of those dates, were charged by RCS for a hazard, flood, flood-gap, or wind-only LPI Policy for Residential Property issued and/or procured by Insurer Defendants during the Settlement Class Period and who either (i) paid to RCS all or part of the Net Premium for that LPI Policy, or (ii) were charged but did not pay and still owe to RCS the Net Premium for that LPI Policy.

Estimated Amount


Insurer Defendants have agreed to pay a cash award in the amount of 6% of the Net Premium charged by RCS to the claimant during the Class Period for the LPI Policy, provided that each RCS Settlement Class Member timely submits a valid and properly completed Claim Form and a form of verification of their identity, and either paid a part of or still owes the premium to RCS. Each RCS Settlement Class Member must submit a Claim Form to be eligible to receive a payment. Insurer Defendants also have agreed to injunctive relief from which you may benefit.

Proof of Purchase


Case Name

Strickland, et al., v. Carrington Mortgage Services, LLC, et al.
Case No. 1:16-cv-25237-JG
United States District Court for the Southern District of Florida

Case Summary

Plaintiffs allege that when a borrower was required to have insurance for his or her property pursuant to a residential mortgage or home equity loan or line of credit, and evidence of acceptable coverage was not provided (for example, when the insurance policy did not exist or had lapsed), RCS would place insurance in a manner such that RCS allegedly received an unauthorized benefit. Plaintiffs allege further that RCS did so primarily to receive consideration from the Insurer Defendants. Plaintiffs also allege that the way in which LPI policies were obtained and placed caused the premiums and the amount of coverage to be excessive.

Settlement Pool





Sekula LPI Settlement
PO Box 6878
Broomfield, CO 80021

10 responses to “Residential Credit Solutions Force-Place Insurance Class Action Settlement”

  1. Charlotte Brumfield says:

    We had to pay attorney fee to get the mess fixed.

  2. DONNA R OWENS says:


    • Tara says:

      Rcs put an 18,000 forced place hazard policy on my home as well as a $5400 flood policy when they had proof my policies of 3,033 and $287 were paid for and in place. They failed to give me a modification in which I had already ful ffilled the 3 month preliminary trial. They are crooks. They forced me into foreclosure. They foreclosed on my in 12/11. My case was adjudicated but now I am in a 2nd lawsuit with some more scammers WSFS for Christiana Trust..I entered into this class action suit as well s the Fay servicing and just received my settlement checks. Hardly worth all the hell all of this has brought me and my family through….I save every bit of correspondence when things started to smell during the modification process between AHMSI and Rcs…They were partners in crime driving my family into foreclosure. I will not let them win…

    • Tara says:

      Hi Donna,
      Any luck with the lawsuits you have filed against RCS? Ijust received my settlement check .Im still fighting my foreclosure since March 2011 when they forced me into it. I had a modification in place as well and they denied me. Love to do what you’re doing and sue them.Are you pro se or who which lawfirm did you use to do this? Thank you Tara LeBlanc. Im in Punta Gorda florida. 941-815-7301

  3. Brian Earls says:

    I heard that RCS has a pending lawsuit over force placed insurance. I had RCS for years and they put forced placed insurance on my mortgage. I found out about it after a pipe burst in my house and I tried to file a claim to help with clean up and repairs. They told me that I had forced placed insurance and since it wasn’t coming from a natural disaster they could nothing to help. With me being active duty military it was rough and cost me thousands. Since I’ve had this VA I had Suntrust servicing my mortgage initially, then it when down hill with Countrywide, Bank of America, Residential Credit Solutions.

  4. EBONI says:

    I need to know what the status is on this settlement because this just wasn’t right! And we should not have to wait this long for compensation.

    ADMIN – Hi Eboni,

    Have you tried reaching out to the class action administrator.

    • jb says:

      I have tried contacting them too. Settlement was approved in Jan and they zero updates since last year this is BS. Phone #just says to check website

  5. Miguel Gonzales says:

    I just found about this lawsuit and never received notification. Is there anything I can do to still be eligible? I had my mortgage with them for about 10 years

    ADMIN – Hi Miguel,


  6. Gale Ferron says:

    I filed a claim ,how do I find out the results

    ADMIN – Hi Gale,

    You check the official page frequently. The administrators post updates to include appeals and distribution dates. You can also call the class action administrator.

    • jb says:

      the website has not been updated in 8 months

      ADMIN – Hi JB,

      That is the norm when it comes to class action settlements

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