Trott Law Foreclosure Letter Class Action Settlement
You are a member of the Settlement Class if you were sent a Trott PC Foreclosure Letter dated between August 11, 2009, and June 29, 2018. You should have received a postcard with Claim Form from the Claims Administrator if you are a member of the Settlement Class. Different individuals in the same household may each have received a separate postcard. In that case, each such individual is a Class Member according to Trott Law PC’s records.
If you believe you may be a member of the Settlement Class but did not receive a postcard, immediately contact the Claims Administrator by mail or phone and request that a claims package be sent to your current address. Please include the address of the property that was the subject of your Trott PC Foreclosure Letter. If you did not receive a postcard, but request a claims package, the Claims Administrator will first have to confirm from a review of the applicable records whether or not you are Settlement Class member.
$100 to $175
Proof of Purchase
Martin, et al. v. Trott Law PC, et al.Case No. 2:15-cv-12838 U.S. District Court for the Eastern District of Michigan
The Complaint alleges that the Trott PC Foreclosure Letter (referred to as “fair debt letters”), violate both statutes in each of three ways:
By misleadingly suggesting that they were from an attorney when no attorney had engaged in a “meaningfully review” of homeowners’ accounts before the letters were sent;
By “overshadowing,” in a subset of the letters mentioning possible reinstatement of the mortgage, the federal validation rights of homeowners (e.g., the right to dispute or seek certain information about the debt within 30 days); and
By use of the misleading undefined phrase “Corporate Advances” in a subset of the letters.
Defendants have maintained throughout the case that the Trott PC Foreclosure Letter complies with federal and state fair debt laws in all respects and deny any wrongdoing.