Class Eligibility

You may be a Class Member if you received an ACH debit entry or remotely-created check draft on your bank accounts on behalf of the merchants identified below, and/or if you incurred bank charges as a consequence of such ACH debit entries or remotely-created check drafts. The merchants include:
  • Physician Health Services LLC d/b/a Health Benefits Online
  • Health Management LLC d/b/a National Healthcare Solutions and National Health Net
  • Physician Health Systems Inc. d/b/a Health Benefits Online
  • Market Power Marketing Solutions
  • Vexeldale LLC
  • Sourdale LLC d/b/a Zaazoom,, Get Your Credit Report Now, Payday Loan Resources,,
  •, PayDLCS, Identity Theft Protection,,
  • Low Pay Inc. d/b/a LPC Inc.,
  • RxSmart d/b/a Calivada Marketing
  • Group One Networks d/b/a US Gold Line, My Online Credit Store, Ecredit, Credit Line Gold Card, 1st Credit Improve, Fast Financial Coach
  • Platinum Benefits Group

Estimated Amount

Proof of Purchase
Affected Account Holders Only It is estimated that half a million customers were impacted
Case Name
Reyes v. Zions First National Bank, Case No. 10-cv-0345-TR District Court for the Eastern District of Pennsylvania
Case Summary
This settlement resolves allegations of telemarketing fraud.
Settlement Pool
Reyes v. Zions First National Bank c/o Heffler Claims Group PO Box 59269 Philadelphia, PA 19102-8547 844-412-1946

117 responses to “Zions First National Bank Telemarketing Scheme Class Action Settlement”

  1. Gabrielle j cole says:

    I have just received a check in the mail with you all and I been trying to get in touch with someone but everything is deadline.

    • jessica sykes says:

      we recieved one too and i’m thinking it’s a scam may be wrong but it appears to be no one can validate this not even the sheriff’s department

      • Theresa says:

        I just validated it with the bank it is drawn on. It is real.

      • chris schooler says:

        I have a notice to cash a check I never received

        ADMIN – Hi Chris,

        Your check was probably stolen in the mail. Please reach out to the class action administrator.

        • Jason Reyes casias says:

          How of I get a hold of the administor

          ADMIN – Hi Jason,

          Scroll up and look for the info under the heading contact.

      • Jonathan Malailua says:

        It’s a legit check I got my first 1 a few months ago for $15 and was able to cash it at a casino

    • Omar says:

      How much was the check for

      • wilma mcgee says:

        I received a check also. There is a letter attached to the check saying that I may receiving additional distribution s

    • Brittany Benton says:

      I did too. Trying to figure out is this real?

    • Lessie says:

      I received a check in the mail? Is this a scam? Does anyone know?

    • Rhonda says:

      Did you ever find out if the check is real?

      ADMIN – Hi Rhonda,

      The checks appear to be real.

    • Christine mitchell says:

      I have not received any check from you all.and also my New ADDRESS is 7710 s South shore dr Apt 3a Chicago ill 60649.

      • Christine mitchell says:

        I have not received any check that i suppose to have gotten.

        ADMIN – Hi Christine,

        Contact the class action administrator to ask about your check. Their contact info is listed above.

    • Christine Allen says:

      How do I get my

      ADMIN – Hi Christine,

      Please elaborate.

  2. Sharla ONeal says:

    Where do I Go to cash my check I do not have a checking account ?

    ADMIN – Hi Sharla,

    Issuing bank perhaps.

  3. Florence Loke says:

    Hello…I received two checks regarding this class action suit…I would like to confirm that this is also legitimate not another fraudulent action.

    ADMIN – Hi Florence,

    It is most likely the real thing but please check with your bank

  4. Stephen Britt says:

    I have just received one also.i would like to know,if the check is real.

    ADMIN – Hi Stephen,

    I encourage you to take your check to a bank to have them verify the authenticity.

  5. Grcae ocampo says:

    Is this letgit check?

    ADMIN – Hi Grace,

    I can’t see the check so I can’t tell you if this is real.

    • Ronald Franklin says:

      I am Leary about this check, I am thinking someone is fishing to get your Bank information.

      ADMIN – Hi Ronald,

      If you take a check to the bank they can tell you if it is real.

  6. Margareth Silva says:

    I just received a check. Thank you

  7. Melissa Dysart says:

    I just received a check. How do we know if this is real? I mean it’s only for $31.55 but still.

    ADMIN – Hi Melissa,

    Your bank can tell you if a check is real.

  8. Marcie Campa says:

    I received a check in the mail and if course automatically thought it was a scam. I called the police department but they could not find any proof it was fraudulent. I took it to my bank and they told it would be placed on hold for 10 days. Of they cannot find anything fraudulent about it, they will deposit it after the 10 days.

  9. patricia says:

    I received. One too i cash mine hope not a scam if not will we get some more.

  10. Patricia says:

    I received a check hope it’s no scam to get to my account,31.00. Thank you.

  11. Leatrice says:

    I have tried calling the administrator and all I got was a recording. I also tried the Heffler claim group but their web site was down and has been since Saturday.

    ADMIN – Hi Leatrice,

    When all fails use snail mail.

  12. J. Rabbit says:

    My best advice would be to take it a near by Wal-mart. I just received a letter as well for $31 ad my initial thought was they think I’m going to cash this at my bank… noooooo. so I plan to take it too a corner store or Wal-mart money center and let them tell me if it’s real. and have the letter with me in case they try to lock me up lol! Everything is a scam these days and if it’s not a scam I don’t mind losing $2-$3 dollars getting it cashed… I mean it’s $31 and some change…

    • kathy says:

      I received a check for 47.00 went to walmart. Their system denied the check.

      ADMIN – Hi Kathy,

      Reach out to the class action admin to report.

      • Lorrecia Pearson says:

        I received one check for $60.00 a few weeks ago, but have not received a 2nd or 3rd either. Does anyone have a possible update on this?

        ADMIN – Hi Lorrecia,

        Secondary and tertiary distributions take a while.

    • Dee says:

      These fraudsters now have your full drivers license number, issuance and expiration date. These people retrieved our info from payday loan websites.

      • HMM WONDER says:

        I CONCUR

      • Derder says:

        How are they “FRAUDSTERS” you’re the one that went on the website and put all of your information in lol

        ADMIN – Hi Derder,

        Have you not noticed how frequently the words fraudster and scam are used around here?

  13. Leatrice says:

    I have tried calling the administrator and all I got was a recording. I also tried the Heffler claim group but their web site was down and has been since Saturday.

  14. April says:

    I received 3 checks (totalling to just under $400). Will need to do some research before I do anything else with them. Seems fishy, I’m always sceptical about such things. Will ask my bank to look into it.

  15. Sharon Leigh says:

    I like the idea of taking it to Walmart to cash it, I think that’s what I’ll do. I can’t take chances that this is a scheme to get my banking information and can’t find a local address for this bank name.

  16. Akilah says:

    I called the bank in which these checks were drawn on and they stated that all they can say it that’s there’s sufficient enough funds to cover the check if that helps anyone.

  17. James L Gilmer says:

    this is legitimate

  18. Mackenzie Johnson says:

    I received a check for 31.66, I was trying to figure out how this company / lawsuit was able to locate me as I didn’t respond to any issues with my zions bank account . It’s awfully curious that I closed my zions account in 2007 and moved to another state and yet they thought of locating me to send me this CHECK. Hmmmm fishy

    ADMIN – Hi Mackenzie,

    Your address is in public records.

  19. R Ballard says:

    Good evening I just received a check as well for over $40.00. I googled the case on line, haven’t seen anything negative thus far. The letter states I have a 120 days so I will wait until day 110 to see what is the real deal.

    ADMIN – Hi R,

    Go cash it right now. The bank will be able to tell you if it is the real deal.

  20. L. Logan says:

    I was wondering if this was a scam also. I have been on the website provided, it looks legit, but I am so afraid this is a scam still. I am going to try the Walmart to get it cashed too. I’d rather do that than depositing into my bank account. I don’t want any messes in my account because after all those years of payday loans NO MORE taking them out. Never again. Lesson learned.

  21. Amanda Hamlin says:

    I received the check as well i called the bank and heffler claims group it is the real thing this was a lawsuit from a company that was using healthcare and credit reporting companies to take automatic debits out of the bank in my case it was get your credit report .. I have been receiving mail on this since 2006 when i first files my claim against them… they actually had a hearing on it in PA I live in FL so I was unable to attend the hearing but i assure u it is the real deal. I didn’t believe at first it was because I hadn’t heard anything back on it in a couple years now the deadline to file for your claim was in 2016 if you weren’t given the first notice in writing about the class action shit that was taken .. I had received it.. they are able to know your name by the info u had given the scammers .. they had even used physicians names saying u owed a medical bill to try to get money .. but u don’t have to take my word call the bank that the check is disbursed from and they will tell u that it is able to be cashed but won’t give u much more info or go into your local bank i cashed my check 3 weeks ago it has cleared my bank and no feds have shown up lol some people have even been given automatic bank deposits.. hope that has helped some of yall

  22. Lynn Weaver says:

    Hello my name is Mrs. Weaver and I am asking about these checks that my mom received on behalf of her husband I need for someone to please contact ASAP bout these checks. I think they are not real because I cant get in touch with anyone bout them. I need to know more or I will be contacting the sheriff office there in Philadelphia with all this information. I have tried to contact the bank but no luck. my contact number is 803-262-9077

    ADMIN – Hi Lynn,

    The checks are most likely real. Check with your bank.

  23. Ronald Johnson says:

    I got a check for 31.55. The letter says 3 rounds of checks will be sent out. I only got one. Does anyone know if there’s supposed to be more. I can’t get a response on the phone and the website is down.

    ADMIN – Hi Ronald,

    Three rounds could mean three batches addressing different groups of people or subclasses or your current check is the first of potentially a series of three checks.

  24. Rhonda says:

    I also received one two weeks ago. I still haven’t cashed it because I can’t prove that it’s not a scam. I went to my bank and they said it looks real that they could deposit it and that if it’s not then I will have to pay $35 for it. I said I would do my research but I can’t find anything. Another thing is it was sent to me under my maiden name so that threw a red flag up to me. I haven’t been under my maiden name in almost 5 years, but my bank said that if I was under my maiden name when this class action lawsuit took place then that is why the check was mailed to me under my maiden name. Could someone please let us know if this is a scam or not??

    ADMIN – Hi Rhonda,

    Why not contact the class action admin to check if the document is real?

    • Rhonda says:

      I deposit my check into my bank and it cleared so I guess that means it is good??!!

      ADMIN – Hi Rhonda,

      Yes, when you deposit a check in the bank and it clears it usually means it is a good and valid check.

      • Refika Lopez says:

        Hi Rhonda my name is Refika Lopez and I got a check for $ 37 dollers to and I was reading the about the lawsuit and it seems to be real but I havient got eany more and the lawsuit was for a lot of cash I’m wondering if we should call a an attorneys to see if we can get it all in one lump some

        ADMIN – Hi Refika,

        All the money in the pool was not for you exclusively. It is shared among all class members. What you got was your share. No need to call the attorneys.

        • Rhonda says:

          Refika Lopez. The one check we got may be all we will get, there is a lot of people that was involved with this class action lawsuit and that means less money after divided between everyone. We need to just be thankful for what we did get and move on. Hope you have a blessed day.

  25. T says:

    I received my check also. I went to walmart and they cashed it for me, with no problems.

    ADMIN – Hi T,

    Thanks for the info.

  26. Felipe Nieves says:

    Hi receive one check still waiting for second and third like the letter says still haven’t received any yet.

  27. sandra says:

    I received a check and its real…

  28. Benjamin says:

    I don’t remember if I had an account by that time. I m trying to change it to a paper ck but it not leting me.

  29. Lorrecia Pearson says:

    I received one check and it was real. Have not heard any follow up about future checks as stated on the website

  30. OSCAR says:


  31. steven thomas says:

    I got a check for 130.60 is this real

    ADMIN – Hi Steven,

    Yes, generally class actions are the real thing. Always verify with your bank but I doubt it is a scam.

    • Ann Marie says:

      I am not sure how you received so much! My check was only 10.37! I have written inquiring about this suit but have heard nothing!

  32. Tara Santos says:

    I don’t understand if your information was stolen or someone fraudulently withdrew funds from your account and there was this big settlement why are people only getting like $31.00 sounds like a waste of time

    ADMIN – Hi Tara,

    The net fund will be distributed based on transactional databases that identify most Class Members and the amounts debited from their accounts. A claim shall consist of any sums debited on behalf of one of the telemarketers or Internet marketers and/or any “insufficient funds” (NSF) charges incurred by the Class Member. An NSF charge shall be assumed where a return code in the database indicates an item was returned NSF. A claim amount shall be $25 for each NSF. Thus, by way of example, a person whose account was debited $100 on behalf of a telemarketer and shows three NSF returns will have a claim amount of $175. A Class Member with just one NSF charge and no debited amount will have a claim amount of $25.

  33. Marlene Butler says:

    My daughter, Jacqueline Parks received 3 Notifications of Outstanding Check for Reyes v. Zions First National Bank. My daughter passed away few years ago. Is there anything I need to do to resolve this matter? The Class Member ID is 3089520MY3PHK. Please let me know. I can be reached at M. Butler, 4528 Cherie Glen Trail, Stone Mountain, GA30083

    ADMIN – Hi Marlene,

    You need to contact the class action administrator directly.

  34. Iva lookstwice says:

    Finally received one through really slow snail mail. Was made in may, have 120 days to cash. For 110.00. Wonder how much they scammed me, the majority of the people’s reimbursements were for 30.00-60.00.

  35. J. S. Richardson says:

    this is crazy. has any1 found out if this is real or had funds released after 10 day period at bank? Check I received was for 1758.73 I am very nervous to deposit this…

  36. Billie Rachelle McCroy says:

    I have a notice to cash a check I never received

    ADMIN – Hi Billie,

    Contact the class action administrator.

  37. Cedric combs says:

    I received a check for $30.00, They sent me a notice for an outstanding check

  38. Shellie Shanks says:

    I just realized i have a check as well. Should i worry about this?

    ADMIN – Hi Shellie,

    Instead of worrying you should cash your check

  39. Cedric Combs says:

    I got my 1st check, are there some more checks coming to me

    ADMIN – Hi Cedric,
    I am unsure if there is going to be a secondary or tertiary distribution.

    • Cedric Combs says:

      Ok, I read up on the case, if Im not mistaken, We have more coming, Its suppose to be later in the year,

  40. Kristina says:

    I received a notification of outstanding check. How do I find out if I do have a check and how much is it.

    ADMIN – Hi Kristina,

    That means a check was sent via mail. If you haven not received your check you need to contact the class action administrator.

    • Kristina says:

      How do I contact them

      ADMIN – Hi Kristina,


      • Kristina says:

        How can tell if I will be getting another check

        ADMIN – Hi Kristina,

        You can contact the class action administrator

  41. April M says:

    Got my first check today. Researched and it seems legit. Cashing at Wal-Mart and not depositing JUST in case.

  42. Jenny F Goodwin says:

    Got 2 checks today. One for $94.65 and one for 31.55. I deposited them today. I hope this is real.

  43. Rene says:

    I think its real i remember Getting a little post card type notice in the mail a few years ago about a class action lawsuit and if i signed and returned. The card i could not sue the company myself but instead be a part part of this lawsuit. I forgot all about it until i received my first check And today A second one. I LOVE. GETTING MONEY SENT TO ME INSTEAD OF BILLS! ! I say Keep it coming baby!! Mama needs some new shoes! !! Thank you!!i am greatful!!!

  44. Mary says:

    I received a check tried to deposit, but my bank would not accept the check. Something about there system would not take it. Still have the check and just got a notification of outstanding check . Any suggestions on what I should do.

    ADMIN – Hi Mary,

    You should contact the class action administrator.

  45. michael carignan says:

    Want to know if it is.legit. will more checks and amounts be coming.

    ADMIN – Hi Michael,

    This settlement is legit. I appears there will be additional distributions.

  46. B beva says:

    What’s this check about and what is the scam. Anyone know. I got one today

  47. AMichele says:

    My mom received a notice stating that I haven’t cashed a check , so I called them to change address and they stated they wouldn’t send it out until August ?? Has anyone else been told this ??

    • AMichele says:

      Also they were very unprofessional . When I first called to tell them my new address they didn’t ask for a case the identical number or case number . Then today when I called he didn’t ask a name or number or case number ? Just told me it would august , so why does it take that long to reissue a check to a new adddess and void the other one that I never received . Sounds like a scam

      ADMIN – Hi Michele,

      I don’t think it is a scam. Class action administration is a complex process that requires multiple layers of validation. It is not just a person sitting on a desk waiting to reissue checks.

  48. Velma lucas says:

    I haven’t received my check yet I think y’all put the wrong address

    ADMIN – Hi Velma,

    Email the class action administrator to submit a change of address

  49. Julia says:

    I recieved a notice about not cashing a check.. How do i get this reprinted??

    • HMM WONDER says:

      Trying again, not sure why the moderator on this site is not posting my comments or posts. With the exception of an embedded concurrence to Dees posting on May 29th, as she hit the target. Again, has everyone whom received a check take out a payday loan in the past? If so, I suspect if you had payback issues, then this is a scheme to retrieve your info to collect and/or enforce collection.

      ADMIN – Hi Mr. Wonder,
      You are wrong. The information captured by a class action administrator is separate from any collection effort from other entities. I am posting your comment even if it is absolutely senseless.

      • HMM WONDER says:

        Admin, I am not sure how you can be sure that information captured by one entity is or is not shared with another entity? How can my assessment be senseless, unless YOU are absolutely sure that there is no information sharing? BTW, I am not trying to engage in unproductive dialog on this site, but please be real about this.

        ADMIN – Hi Mr. Wonder,

        At CAR we do not engage in conspiracy theories. If an class action admin was to capture and share information with malicious intent they would be in a world of trouble. In fact it could result in another class action.

  50. Bobbie says:

    I received a check last week, I’m going to take it to Walmart and see if they will cash it. I will let you know what happens.

  51. Val says:

    Has anyone received any updates regarding second checks being issued.

  52. ed says:

    how do i find out how many disbursments we were issued

    ADMIN – Hi Ed,

    Only the May disbursement so far.

  53. barbie merkel says:

    i have not received anything as of yet

    ADMIN – Hi Barbie,

    Here is the latest update from their admin:

    Please be advised, the first round of checks and ACH deposits for eligible Class Members were mailed or deposited on Friday, May 5, 2017. We anticipate additional checks to be mailed to eligible Class Members on Friday, May 12, 2017 and again on Friday, May 19, 2017. If you are eligible, please wait until Friday, May 26, 2017 to inquire about a check you have not received. It is likely that an additional distribution will be made to you later this year, however, we cannot estimate at this time the amount of any such additional distribution.

  54. Sheryl Berry says:

    I received a letter in saying yours send me a check and i didnt cash it but i didnt received none so i call but the said he was going to send it back oit i nevetnt received nothing and that was back in july and it now September and still nevet get it

    ADMIN – Hi Sheryl,

    I encourage you to call the admin again.

  55. Felipe says:

    I’m moving next month if any additional checks be mailed to my new address.

    ADMIN – Hi Felipe,

    Congrats on your move. Make sure you send the class action admin your change of address via mail.

    • Felipe says:

      I sent my new address but did not know if it was updated how do I know.

      ADMIN – Hi Felipe,

      You can always call the class action administrator.

  56. Angela TAYLOR says:

    I got a ridiculous amount check of $15.77 in May. I’m really hoping that as a $39 cash settlement that I can receive 1577 that’s it can you please let me know what’s going on with the case my name is Angela Taylor claim number 308-954-8077 NW2

    ADMIN – Hi Angela,

    We are not the class action admins thus we are unable to follow up. But before you waste your time please remember that this is a pro-rata settlement meaning the amount your receive depends on the number of valid claims.

  57. Marlen says:

    Hello I received a check too I will also like to know if the check is real

    ADMIN – Hi Marlen,

    A bank will be best suited in helping you verify the check

  58. Val says:

    Has there been any updates regarding the second round of check issue, since the letter states at the end of the year and well it is the end of the year.

    ADMIN – Hi Val,

    I have not seen new updates on this.

  59. Nicky E says:

    Will additional checks be mailed?

    ADMIN – Hi Nicky,

    I believe all checks were mailed already. The settlement page reads as follows:

    Please be advised, the first round of checks and ACH deposits for eligible Class Members were mailed or deposited on Friday, May 5, 2017. We anticipate additional checks to be mailed to eligible Class Members on Friday, May 12, 2017 and again on Friday, May 19, 2017. If you are eligible, please wait until Friday, May 26, 2017 to inquire about a check you have not received. It is likely that an additional distribution will be made to you later this year, however, we cannot estimate at this time the amount of any such additional distribution.

  60. Val says:

    What happened to the additional distribution that was suppose to be issued at the end of the year as stated. I guess not, sure could’ve used it for Christmas. I should’ve have known not to expect more.

    ADMIN – Hi Val,

    The settlement page reads as follows:
    Please be advised, the first round of checks and ACH deposits for eligible Class Members were mailed or deposited on Friday, May 5, 2017. We anticipate additional checks to be mailed to eligible Class Members on Friday, May 12, 2017 and again on Friday, May 19, 2017. If you are eligible, please wait until Friday, May 26, 2017 to inquire about a check you have not received. It is likely that an additional distribution will be made to you later this year, however, we cannot estimate at this time the amount of any such additional distribution.

  61. Sheila Thompkins says:

    Hi yes I received my first check in June, cashed it at my bank no problems, it was $46.98 or something like that
    I forgot the exact amount, on the noticed it said I would received another check, as of today December 27th I haven’t received any further checks, how can I find out if I’m owed any more checks, and if so when I should receive them, my checks should/ would have been direct deposited.

    ADMIN – Hi Sheila,

    To ask about second distributions you need to reach out to the class action administrator.

  62. Victoria Chapman says:

    They took at of money from me and wanna send me a 20$ check my lawyer is handling this situation they trying to run with with our money and they say to hell with us

    ADMIN – Hi Victoria,

    Let us know what your lawyer is able to achieve.

  63. Jonathan Malailua says:

    To everyone wondering if it’s a real check it is and I was able to cash mine at a casino

  64. Jacqueline says:

    Hi, I just received a check today for $13.25 and the letter states that the encloched check represents your second distribution as a class member in Reys versus Zion First National Bank I’ve never received the first check what should I do?

    ADMIN – Hi Jacqueline,

    It is too late to do anything, enjoy your $13, a second distribution is basically when they take the leftover funds and divide them among members of the class. Had you realized that you were missing your check within 60 days of the initial distribution you could have escalated to the admin to have your check reissued.

    • Artavia says:

      I received a 30 dollar check that was legitimate last year and just received my second of 19.87 that I deposit into my account today.

  65. Tammy Hernandez says:

    I just received another check of $13.25 my first one was $35 and some change and I thought it was not real the first time I changed it but now I know it is.but I just want to know what is the whole total of what we going to get

    ADMIN – Hi Tammy,

    You need to contact the admin to obtain the details.

    • Tammy Hernandez says:

      Hey my name is Tammy Hernandez and I want to know what is the amount of what we are getting can you please contact me at 336 995 3681 thank you so much

      ADMIN – Hi Tammy,

      We cannot contact you. We are not administering this settlement. Contact the class action administrator directly.

  66. Val says:

    Was the remaining funds divided equal, because I see Ms. Jacqueline states that she got a check for 13.25 when I got a check in the mail today for 43.00. How was the funds divided and shouldn’t everyone’s check be the same amount. Just curious!!!

    ADMIN – Hi Val,

    It could have been proportionally.

  67. Jasmine J says:

    Hi my name is Jasmine I just received a check in the mail and I was wondering if this is real or is it a scam would like to know what’s going on thank you please reply

    ADMIN – Hi Jasmine,

    Most likely it is the real thing.

  68. denise Wright says:

    How long will we be getting these checks why they can’t put them all on one check why do it have to be two or three check at a time

    ADMIN – Hi Denise,

    The Class Action Administrator is best qualified to answer this question. You can contact them using this form:

    Refer to the case name.

  69. TANEIKA VAUGHN says:

    I got my second check for 33.12 and the first one I got last year in May for 30 and some change. It’s real people

  70. Nicole Lamb says:

    i need a check reissued because of damage where do i apply

    ADMIN – Hi Nicole,

    Please contact the class action administrator.

  71. Felipe says:

    I tried calling the class action administrator but no one answer is that it cause I haven’t received my last check I was just checking.

    ADMIN – Hi Felipe,

    Try reaching out to class counsel.

  72. Louis Myer says:

    I registered two claims for my mother’s estate; Reference numbers 3089522QJNFN2 and 3089522QJKKM7, but to my knowledge never heard back or received check(s) . How do I follow up on this since it seems the website is down ( and the phone number (844-412-1946) doesn’t seem to reference this case?

    • Angelica (Admin) says:

      Hi Louis, Sorry – but it looks like you’ve hit a dead end. The claims deadline lapsed 4 years ago (11/01/2016), and the claims and settlement website links no longer work. Any chance you have of contacting them would likely be through postmarked mail. Good luck.